Things To Know About Insurance In A Car Rental Maui

By Michael Richardson


The most common types of car rental insurance are personal effects coverage, personal accident insurance, collision damage waiver and supplemental liability protection. Many unscrupulous car rental Maui companies sneakily include some form of insurance into your bill. Those are exactly the kind of hire companies to avoid, as you will come to learn that the insurance you may be charged may not be entirely necessary.

Personal effects coverage protects you from loses of personal items that have been lost or stolen from your hired car such as a laptop, maybe your wallet, passport etc. This normally protects you and registered dependents and family en-route to some location with the rental car or while the leased car is parked at some location.

You have to compare and contrast the prices of different auto leasing companies to find out what is the cheapest one around. But there's another way for you to save more money when getting a car hire. You have to get acquainted on the length of time you will require to use a car hire. If you need the vehicle for a week or so, it's better to rent one from a local car hire company because they are usually priced a little bit lower than those from major companies.

If you need it for only a few days, you will find the cheapest auto hire from national auto leasing companies. You can even make it a lot cheaper by checking your frequent flyer miles and credit card programs. They usually exchange your points for big discounts or free rental car services. This way, you also get to avoid the exorbitant drop-off fees if you're availing of one-way rentals, plus airport surcharges, local taxes, and gasoline fees.

Collision damage waiver exempts you from all liability of the costs of repair of a rental car if you are involved in an accident. Technically, this is not considered insurance, but it is the most expensive type of cover offered by car rental companies and can reach almost 20 percent of your total bill. In some countries you may get this type of cover offered to you if you pay for your hire by credit card, though this may not always apply if you travel outside your country; another option is adding this type of cover to your regular car insurance policy if you own a car which will increase your yearly premiums slightly.

Make sure you know exactly when to turn the car back in, as many people think that an hour or two should not be a problem; perhaps this is true sometimes, but you will likely be paying another full day of use for just that extra hour. Do not risk it.

For cheaper lease options, explore any possibilities of special rates or special offerings the car hire companies usually offer. Some of well-known car hire companies might give special discount for the customer who uses their cars for the first time. And, it can be a golden opportunity to get the cheapest car hire for your more fun trip.

Do not choose a car rental company whose limited car supply. It would be great to book with a company when their cars are in surplus. In a nutshell they will not charge you more since they have surplus supply and cannot make use of your urgent condition.




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